At INNOPLUS, we offer secure and convenient payment options for our global customers.

1. Accepted Payment Methods
We currently accept the following reliable payment methods at checkout:

• PayPal: Fast and secure checkout using your PayPal balance or linked bank accounts.
• Major Credit & Debit Cards: We accept Visa, Mastercard, American Express, Discover, and JCB.

2. Payment Security & Data Privacy
Your security is our top priority.

• Our entire website uses 256-bit SSL (Secure Socket Layer) encryption to protect your personal and payment details.
• Our payment processing is fully PCI-DSS compliant.
• We do not store, record, or have access to your full credit card number, CVV code, or bank passwords. All transactions are securely processed directly through our trusted third-party payment gateways.

3. Currencies & Conversions
All product prices and shipping fees on our store are listed and charged in US Dollars (USD) by default. If you are browsing from outside the US, your bank or credit card provider will automatically convert the final charge to your local currency based on current exchange rates. Please note that your bank may apply a small foreign transaction fee.

4. Billing Timing
Your selected payment method will be authorized and charged immediately upon successfully placing your order at checkout.

5. Payment Issues & Troubleshooting
If your payment is declined at checkout, please consider the following:

• Ensure your Billing Address exactly matches the address registered with your card issuer.
• Check for insufficient funds or expired card details.
• Some banks may flag cross-border online transactions as a fraud prevention measure. We recommend calling your bank to authorize the purchase, or trying an alternative method like PayPal.

6. Contact Us
If you experience any technical difficulties during checkout or have questions regarding payments, please reach out to us at support@innoplusspinner.com.